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Business Insurance

Protect your business assets Today!

Customize coverage to protect your business assets, people, and property. East Harlem Insurance Brokerage is the right choice to partner with your business. We are more than an insurance agency; we are your Risk Managers.

Childcare Insurance

Childcare Insurance for your Business

Statistics show that over 90% of Molestation and Abuse allegations against Child Care Providers are false.

Car Insurance

Car Insurance

Affordable car insurance in New York City.

Welcome to East Harlem Insurance Brokerage

We are an Independent Insurance Agency, which means we have made available some of our best companies for your online quick quotes.

We service areas throughout the state of New York. At East Harlem Insurance Brokerage, each one of our clients is given a dedicated team of experts that work together to proficiently address all your concerns.

We offer all types of Commercial Insurance coverages to our clients in New York, including BOP(s), Contractor, Childcare, Health, Commerical Auto, and Umbrellas.

We offer all types of Personal Insurance coverages to our clients in New York, Car, Home and Motorcycle Insurance.

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Get an insurance quote!

Business Insurance

Every business needs to protect themselves from accidents or injuries that may occur on their business grounds. General Liability insurance coverage can protect your business from these unexpected expenses.

There are many different plans and options when choosing a general liability plan, and our experienced agents can assist you in finding the right plan at the right budget. If you have the right liability insurance plan in place, you can be protected if you face a lawsuit.

Certain businesses face more risk of accidents or injuries, so doing an analysis of your business can help in finding the best general liability plan that fits your needs.

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Homeowner's Insurance

The coverage you have depends upon the type of policy you have. Unlike auto insurance, where the policies are pretty much the same, homeowners policies can be quite different, depending on the "form" number. The most common types of homeowner policies are:
HO1 Basic or Standard policy
HO2 Broad form
HO3 Special (also called Deluxe, All Risk)
HO4 Renters policy
HO5 Enhanced Special Coverage
HO6 Condo policy
HO8 Older Home Policy

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Commercial Auto

Commercial Auto Insurance insures your vehicles for physical damage and liability coverages for amounts, situations, and usage not covered by a personal auto policy.

This type of business insurance covers a variety of vehicles and is also referred to as commercial car insurance, truck insurance, or fleet insurance. Our agents, at Smartt Insurance Agency, Inc will help you find the best coverage you need for your business.

Why do you need Commercial Auto Insurance?

In general, if an auto is used in tasks related to the operator's occupation, profession or business, other than commuting, a commercial policy is necessary.

If you are using your auto to transport goods or people for a fee or if you use your auto to conduct a service, you may need a commercial auto insurance policy.

A commercial auto policy may be appropriate if you need higher limits of liability because of the nature of your work.

Hauling a considerable weight in tools or equipment or towing a trailer used to conduct your business may require a commercial auto insurance policy.

A commercial insurance policy may be needed if employees operate the auto or if ownership is in the name of a corporation or partnership.

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Car Insurance

Auto Insurance isn't just a good thing to have to protect you financially in the case of an accident - in New York it's required.

All of the Insurance companies we represent provide a wide range of auto Insurance products at a fair price. Your price gets even better if you qualify for any of our available discounts. When applying for auto Insurance, you're usually asked whether you want collision and/or comprehensive coverage, how high you want your deductible to be, what liability limits you want, and whether you want any types of optional coverage.

  • Business Insurance
  • Homeowner's Insurance
  • Commercial Auto
  • Car Insurance

About us

Meet our insurance agency.

East Harlem Insurance Brokerage is an Independent Insurance Agency in Harlem, NY.

August, 2009

The establishment of our agency, with two professional insurance agents, in small office in New York.

August, 2011

Celebrated two years in business!

August, 2016

Celebrated seven years in business. More than 100 clients, great references and great view of the future!

August, 2017

Celebrated eight years in business. More than 150 clients!

Our vision

Helping our community one policy at a time

We love our community and are passionate about serving our local community members and businesses to protect what they have built.

150 clients
2 professional agents
40 insurance carriers
8 years of experience
Business Insurance

Protect your business

Don't wait until its too late to get insurance.

Company informations

East Harlem Insurance Brokerage

New York, NY

Contact details

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Available 8:00am - 4:00pm